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While many companies still go the traditional route—requiring each party to purchase their own policy—some are switching to an alternative method of risk management.



Annually, the Cystic Fibrosis Foundation Honors
New Haven’s Finest, professionals from around New Haven County who are making a positive impact on their communities through success in their industry and by displaying leadership skills in their circles of influence.  This year’s finale event, inclusive of a cocktail party, fashion show, hors d’oeuvres and buffet, music, and auction will be held on Friday, July 29 from 7-11 pm at The Country House in New Haven.

As one of the Honorees and fashion show participants, Carmine Montuori, Vice President at V.F. McNeil Insurance, will use his professional skills to help raise money for the Cystic Fibrosis Foundation.  The mission of the Cystic Fibrosis Foundation is to cure Cystic Fibrosis (CF), a life-threatening genetic disease that affects 30,000 children and adults in the United States, and to provide all people with CF the opportunity to lead full, productive lives by funding research and drug development, promoting individualized treatment, and ensuring access to high-quality, specialized care.

“In accepting this distinction, I have committed to raise money to help the Foundation achieve its mission of controlling and curing Cystic Fibrosis.  I’m honored and excited to be part of something so important,” stated Montuori in a brief interview.

“We’re incredibly proud of Carmine’s nomination and his commitment to such a significant cause.  It will be an honor to help him reach his goal,” commented Daniel McNamara, President of V.F. McNeil Insurance.

To learn more about how you can help Carmine support the mission of controlling and curing Cystic Fibrosis, please visit Carmine Montuori’s New Haven’s Finest 2016 page.



In order to legally operate your motor vehicle in the U.S., you must have a car insurance policy in place. The minimum requirements for bodily injury and property damage liability vary by state and must be considered when selecting insurance coverage. These minimums won’t change as your car ages, but the additional coverage you choose to purchase may. Consider making these adjustments as your vehicle becomes older.


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