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insurance trends

Before we dive right in, we want to first touch on how rates are determined.  Insurance can be complex and frustrating, so we hope to provide a little bit of clarity.  It’s common to be confused by the following: Homeowner A and his/her neighbor, Homeowner B, both owning similar homes, are paying very different insurance rates.   Driver A, with two teenage drivers, pays much more in premium than Driver B, with two teen drivers.  What gives?  How are insurance rates calculated and what factors are affecting these rates? 

Physical fitness
By: Pauline Handy - Marketing Director


You may remember from one of my last articles, Standing Desks, that I talked about my personal experience with using a standing desk. Today, I’m going to dive into other ways you can increase your activity and simply get up from your chair during a long day at the office. 

Business Insurance


As a Trusted Choice® independent insurance agency with 50% of our clientele in the commercial arena, we can proudly report that we have the pleasure of learning about many different local businesses in Connecticut.  We love getting to know these businesses and the amazing people behind them.  It never gets boring hearing about their accomplishments and how they were achieved.  Not only is it interesting, it’s motivating! 

You see our job is to assess each company’s risks and construct the type of business insurance package they need to protect their livelihood.  Getting to know the back-story and the people involved, motivates us even further to be sure we leave no stone unturned when it comes to their business insurance protection.  

Breweries - One of Our Favorites

One of our absolute favorites to learn about has been breweries in Connecticut.  The number of breweries and brewpubs has exploded in Connecticut.   Check out the CT Beer Trail website to see the growth!   It’s been thoroughly enjoyable learning about the now or never moments, the hobby gone career outcomes, and the dedication of these front porch, garage, and basement brewers who started somewhere and eventually evolved into successful establishments where friends and family gather.  Okay, okay some of us can say, the beer is awesome too!  

But seriously, the hard work, dedication, and the chance that’s required to make a dream a reality is what really gets us.  We take that personally with any business we protect.  I mean we understand. We’re a local, Connecticut business too.  We have a 133-year history and reputation to uphold.  We get the hard work, commitment, and time that goes into being a successful business.  

A Chance These Businesses CAN’T Take ...

Home Maintenance

Ah, those first warm breezes of spring! Soon even the most devout winter couch potato’s dreams turn from football on television to those long-harbored visions of a major landscaping project, exterior and interior home refreshing, and maybe even a spring purge of those overcluttered areas of the house or garage.    

A word of caution before you jump right in!  Weekend Warrior Syndrome is real and can be painful.  Sudden activity shifts after a long winter of hibernation need to be approached with care.

And who knew that weekend warrior syndrome can also be seasonal? Thousands of injuries, severe sunburns, and other afflictions are suffered every spring when formerly sedentary folks get outside and begin gardening, climbing ladders, using lawn equipment such as mowers, and, in the process, breathing fumes from chemicals.

At V.F. McNeil Insurance, we understand the emerging warriors of spring, and we would like to offer some simple advice that may help prevent your spring dreams from turning into spring pains. Review our list of tips before you get started: 


Office

500 East Main St.
Suite 200
Branford, CT 06405


Hours

Monday-Thursday
8am-5pm
Friday: 8am-4:30pm



Inquiries


203-481-2684
1-800-566-1886
FAX 203-483-1891