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According to a recent post by Trusted Choice®, employee lawsuits have risen roughly 400% over the last 20 years. Wrongful termination suits made the most alarming jump, up more than 260%. 

In addition, it was also reported that 41.5% of employee lawsuits are actually brought against private companies with less than 100 employees. In contrast, many small to mid-sized business owners think that claims like this are most prevalent in larger corporations.

Most Concerning Fact

It was revealed in a recent survey conducted by Trusted Choice,® that 6 out of every 10 business owners surveyed who did NOT purchase EPLI (Employment Practices Liability Insurance) thought they were protected under other policies.  Owners should not be fooled. Unless EPLI is purchased, your business is NOT covered against employee lawsuits.

A Rise in Lawsuit Costs

The cost of EPLI insurance is a very small expense if you compare it to the 23% average increase in lawsuits over the past three years. Win or lose, if an employer is faced with a lawsuit, the expense of defense and possibly settlement, stress, and the time it could take to resolve the case, which on average is 18-24 months, can put a major financial and operational impact on that employer’s business.

Choosing the Right EPLI Policy

All businesses have different needs when it comes to EPLI coverage. Depending upon your industry, the job scope of your employees, and other factors that come into play, business owners need to be sure they are getting the right insurance. It’s a costly mistake to NOT have the appropriate coverage to protect your business. Now has never been a better time to learn more. What type of employee claims does EPLI protect your business from? What is covered under a policy? To learn more, contact V.F. McNeil Insurance today.  

V.F. McNeil Insurance is a Trusted Choice® independent insurance agency located in Branford, Connecticut.


500 East Main St.
Suite 200
Branford, CT 06405


Friday: 8am-4:30pm
2023 Summer Hours



FAX 203-483-1891